HIGH VALUE HOME 

Special Coverage for High Value Homes

Another critical benefit is the higher level of protection it offers for possessions such as jewelry, silver, furs, antiques or collections. In the event of a claim, you'll receive replacement cost coverage for your personal property. We can also schedule your most valuable possessions so that you'll receive the full-insured amount in case of total loss or theft.

Consider these "Prestige" coverages that are NOT provided by standard policies:

1. Comprehensive coverage for all covered property
2. Personal property at replacement cost - with a cash settlement option
3. Full cost replacement coverage in included with no limit
4. Replacement cost coverage on fences and other structures
5. Building loss at replacement cost - with a unique cash settlement option
6. No dollar limit on loss of use
7. Backup of sewers and drains
8. Vandalism and glass breakage even if dwelling is vacant for 30 days
9. Breakage of property
10. Theft of property at insured's other residences if insured is away.
11. Increased limits for everything from property in bank vaults, to silverware, to watercraft, etc.
12. Liability coverage extended to all owned properties

Whether you wish to increase your personal liability insurance, your home has a high market value, or you have valuables that basic policies won't protect - Ellis Insurance will help you find the best policy and fill in the gaps to provide for your ultimate peace of mind. Contact us today for more information or fill out our online home insurance quote form.