{"id":247,"date":"2023-05-19T04:00:00","date_gmt":"2023-05-19T10:00:00","guid":{"rendered":"https:\/\/www.ellisinsure.com\/blog\/?p=247"},"modified":"2023-06-07T12:51:24","modified_gmt":"2023-06-07T18:51:24","slug":"when-does-umbrella-insurance-kick-in","status":"publish","type":"post","link":"https:\/\/www.ellisinsure.com\/blog\/when-does-umbrella-insurance-kick-in\/","title":{"rendered":"When does umbrella insurance kick in?"},"content":{"rendered":"<p>Umbrella insurance from&nbsp;Ellis Insurance Agency&nbsp;is a type of extra liability coverage that can provide additional protection when your existing auto or home insurance policies here in the San Antonio, TX area don&#8217;t cover the full extent of a liability claim.<\/p>\n<h2>When does umbrella insurance kick in?<\/h2>\n<p>It can kick in when the amount you are liable for exceeds the limits of your existing insurance policies, protecting you from potential financial ruin.&nbsp;<\/p>\n<p>It&rsquo;s important to remember that umbrella insurance does not replace any other policies you may have. It&rsquo;s designed to supplement and extend the limits of your existing auto, home, and other liability policies, helping you protect yourself from claims that exceed those limits.&nbsp;<\/p>\n<p>When it comes to knowing when umbrella insurance kicks in, there isn&rsquo;t a single answer since it depends on various factors such as the policy limits of your existing coverage and claims made against you. Generally speaking, if there is a claim made against you resulting in damages greater than what your existing policies cover, umbrella insurance will cover any remaining costs up to its limit.&nbsp;<\/p>\n<p>Umbrella insurance can be an essential layer of additional protection for those who need more coverage than their existing policy provides. However, it&rsquo;s important to speak with an experienced and licensed insurance agent who can help you determine what type and how much umbrella coverage is right for you.<\/p>\n<h3>Reach Out To Us<\/h3>\n<p>For more information or to find a policy that is right for you, give us at&nbsp;Ellis Insurance Agency a call today. We are proud to serve the San Antonio, TX area and would be happy to help you find a policy that meets both your needs and your budget. So call us today!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Umbrella insurance from&nbsp;Ellis Insurance Agency&nbsp;is a type of extra liability coverage that can provide additional protection when your existing auto or home insurance policies here in the San Antonio, TX area don&#8217;t cover the full extent of a liability claim. When does umbrella insurance kick in? It can kick in when the amount you are [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_mbp_gutenberg_autopost":false,"footnotes":""},"categories":[7],"tags":[14,13],"class_list":["post-247","post","type-post","status-publish","format-standard","hentry","category-umbrella-insurance","tag-ellis-insurance-agency","tag-san-antonio-tx"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.ellisinsure.com\/blog\/wp-json\/wp\/v2\/posts\/247","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ellisinsure.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.ellisinsure.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.ellisinsure.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ellisinsure.com\/blog\/wp-json\/wp\/v2\/comments?post=247"}],"version-history":[{"count":1,"href":"https:\/\/www.ellisinsure.com\/blog\/wp-json\/wp\/v2\/posts\/247\/revisions"}],"predecessor-version":[{"id":248,"href":"https:\/\/www.ellisinsure.com\/blog\/wp-json\/wp\/v2\/posts\/247\/revisions\/248"}],"wp:attachment":[{"href":"https:\/\/www.ellisinsure.com\/blog\/wp-json\/wp\/v2\/media?parent=247"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.ellisinsure.com\/blog\/wp-json\/wp\/v2\/categories?post=247"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.ellisinsure.com\/blog\/wp-json\/wp\/v2\/tags?post=247"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}