{"id":247,"date":"2023-05-19T04:00:00","date_gmt":"2023-05-19T10:00:00","guid":{"rendered":"https:\/\/www.ellisinsure.com\/blog\/?p=247"},"modified":"2023-06-07T12:51:24","modified_gmt":"2023-06-07T18:51:24","slug":"when-does-umbrella-insurance-kick-in","status":"publish","type":"post","link":"https:\/\/www.ellisinsure.com\/blog\/when-does-umbrella-insurance-kick-in\/","title":{"rendered":"When does umbrella insurance kick in?"},"content":{"rendered":"<p>Umbrella insurance from&nbsp;Ellis Insurance Agency&nbsp;is a type of extra liability coverage that can provide additional protection when your existing auto or home insurance policies here in the San Antonio, TX area don&#8217;t cover the full extent of a liability claim.<\/p>\n<h2>When does umbrella insurance kick in?<\/h2>\n<p>It can kick in when the amount you are liable for exceeds the limits of your existing insurance policies, protecting you from potential financial ruin.&nbsp;<\/p>\n<p>It&rsquo;s important to remember that umbrella insurance does not replace any other policies you may have. It&rsquo;s designed to supplement and extend the limits of your existing auto, home, and other liability policies, helping you protect yourself from claims that exceed those limits.&nbsp;<\/p>\n<p>When it comes to knowing when umbrella insurance kicks in, there isn&rsquo;t a single answer since it depends on various factors such as the policy limits of your existing coverage and claims made against you. Generally speaking, if there is a claim made against you resulting in damages greater than what your existing policies cover, umbrella insurance will cover any remaining costs up to its limit.&nbsp;<\/p>\n<p>Umbrella insurance can be an essential layer of additional protection for those who need more coverage than their existing policy provides. However, it&rsquo;s important to speak with an experienced and licensed insurance agent who can help you determine what type and how much umbrella coverage is right for you.<\/p>\n<h3>Reach Out To Us<\/h3>\n<p>For more information or to find a policy that is right for you, give us at&nbsp;Ellis Insurance Agency a call today. We are proud to serve the San Antonio, TX area and would be happy to help you find a policy that meets both your needs and your budget. So call us today!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Umbrella insurance from&nbsp;Ellis Insurance Agency&nbsp;is a type of extra liability coverage that can provide additional protection when your existing auto or home insurance policies here in the San Antonio, TX area don&#8217;t cover the full extent of a liability claim. When does umbrella insurance kick in? It can kick in when the amount you are [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_mbp_gutenberg_autopost":false,"footnotes":""},"categories":[7],"tags":[14,13],"class_list":["post-247","post","type-post","status-publish","format-standard","hentry","category-umbrella-insurance","tag-ellis-insurance-agency","tag-san-antonio-tx"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.0.1 - aioseo.com -->\n\t<meta name=\"description\" content=\"Umbrella insurance from Ellis Insurance Agency is a type of extra liability coverage that can provide additional protection when your existing auto or home insurance policies here in the San Antonio, TX area don&#039;t cover the full extent of a liability claim. When does umbrella insurance kick in? It can kick in when the amount you are\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"admin\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.ellisinsure.com\/blog\/when-does-umbrella-insurance-kick-in\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 5.0.0.1\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | Ellis Insurance Agency -\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"When does umbrella insurance kick in? - Blog | Ellis Insurance Agency\" \/>\n\t\t<meta property=\"og:description\" content=\"Umbrella insurance from Ellis Insurance Agency is a type of extra liability coverage that can provide additional protection when your existing auto or home insurance policies here in the San Antonio, TX area don&#039;t cover the full extent of a liability claim. 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