{"id":319,"date":"2024-07-23T15:30:25","date_gmt":"2024-07-23T21:30:25","guid":{"rendered":"https:\/\/www.ellisinsure.com\/blog\/?p=319"},"modified":"2024-07-24T08:53:55","modified_gmt":"2024-07-24T14:53:55","slug":"all-things-commercial-business-insurance","status":"publish","type":"post","link":"https:\/\/www.ellisinsure.com\/blog\/all-things-commercial-business-insurance\/","title":{"rendered":"All Things Commercial (Business Insurance)"},"content":{"rendered":"\n<p>When it comes to commercial insurance, our team has you covered. We are excited to introduce our newest member, Veronica, who brings a wealth of expertise to our team. Learn more about Cyber Security and its importance for your small business, as safeguarding your digital assets is crucial in today&#8217;s landscape. Additionally, explore whether your company requires commercial auto insurance to protect your vehicles and drivers. To foster a productive work environment, check out an article written by our friend and client, Levi Kirwin, on creating clarity and communication throughout your organization, where we discuss effective strategies to enhance transparency and engagement within your team. In our Client Center, we offer personalized assistance to address your specific needs, ensuring you get the most comprehensive coverage. <\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Meet Our Newest Commercial Lines Account Manager<\/h2>\n\n\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\" style=\"grid-template-columns:40% auto\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"750\" src=\"https:\/\/www.ellisinsure.com\/blog\/wp-content\/uploads\/2024\/07\/veronica-pic-2.png\" alt=\"\" class=\"wp-image-331 size-full\" srcset=\"https:\/\/www.ellisinsure.com\/blog\/wp-content\/uploads\/2024\/07\/veronica-pic-2.png 500w, https:\/\/www.ellisinsure.com\/blog\/wp-content\/uploads\/2024\/07\/veronica-pic-2-200x300.png 200w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p>Introducing Veronica Caesarez, our newest Commercial Lines Account Manager. With over 20 years of experience in the insurance industry, she brings a wealth of knowledge to our team. Learn more about Veronica and our other amazing team members <a href=\"https:\/\/www.ellisinsure.com\/meet-our-team.html\" title=\"\">HERE<\/a>.<\/p>\n<\/div><\/div>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Do you need Commercial Auto Insurance?<\/h2>\n\n\n\n<p>Are you unsure whether your business needs commercial auto insurance? <a href=\"https:\/\/www.progressivecommercial.com\/\" title=\"\">Progressive Insurance<\/a> has published an insightful article that clearly outlines the differences between personal and commercial auto insurance. This resource can help you determine whether your business vehicles require commercial coverage to ensure you&#8217;re adequately protected on the road. <a href=\"https:\/\/www.progressivecommercial.com\/commercial-auto-insurance\/commercial-vs-personal\/\" title=\"\">Check it out<\/a> to make an informed decision tailored to your specific needs.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><a href=\"https:\/\/www.progressivecommercial.com\/commercial-auto-insurance\/commercial-vs-personal\/\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"640\" src=\"https:\/\/www.ellisinsure.com\/blog\/wp-content\/uploads\/2023\/01\/pexels-torsten-dettlaff-70912-1024x640.jpg\" alt=\"\" class=\"wp-image-163\" style=\"width:556px;height:auto\" srcset=\"https:\/\/www.ellisinsure.com\/blog\/wp-content\/uploads\/2023\/01\/pexels-torsten-dettlaff-70912-1024x640.jpg 1024w, https:\/\/www.ellisinsure.com\/blog\/wp-content\/uploads\/2023\/01\/pexels-torsten-dettlaff-70912-300x187.jpg 300w, https:\/\/www.ellisinsure.com\/blog\/wp-content\/uploads\/2023\/01\/pexels-torsten-dettlaff-70912-768x480.jpg 768w, https:\/\/www.ellisinsure.com\/blog\/wp-content\/uploads\/2023\/01\/pexels-torsten-dettlaff-70912-1536x960.jpg 1536w, https:\/\/www.ellisinsure.com\/blog\/wp-content\/uploads\/2023\/01\/pexels-torsten-dettlaff-70912-2048x1280.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n<\/div>\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Creating Clarity and Communication Throughout Your Organization<\/h2>\n\n\n\n<p><strong>1 Point, 2 Minutes:<\/strong>&nbsp; Energize your teams through communicating consistent clarity of purpose.<\/p>\n\n\n\n<p>Founders and CEOs need to <strong>answer six questions<\/strong> to <strong>create clarity<\/strong> and <strong>communicate clarity consistently<\/strong> throughout your organization (see Patrick Lencioni\u2019s \u201c<strong>The Advantage<\/strong>\u201d)<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Why do we exist?<\/strong>\n<ol class=\"wp-block-list\">\n<li>&nbsp;\u201cBecause the world needs\u2026\u201d (fill in your WHY)<\/li>\n<\/ol>\n<\/li>\n\n\n\n<li><strong>How do we behave?<\/strong>\n<ol class=\"wp-block-list\">\n<li>&nbsp;Define core values, no more than five.<\/li>\n<\/ol>\n<\/li>\n\n\n\n<li><strong>What do we do?&nbsp;<\/strong>\n<ol class=\"wp-block-list\">\n<li>Your one sentence value proposition for prospects.<\/li>\n<\/ol>\n<\/li>\n\n\n\n<li><strong>How will we succeed?&nbsp;<\/strong>\n<ol class=\"wp-block-list\">\n<li>What are the unique(s) your product or service brings to the market?<\/li>\n<\/ol>\n<\/li>\n\n\n\n<li><strong>What is most important, right now<\/strong>?&nbsp;<ol><li>The time horizon should be from 3-12 months.<\/li><\/ol><ol><li>This choice you make should be exactly ONE thing that, if accomplished, will move your firm forward more than any other choice.<\/li><\/ol><ol><li>Outline one sentence as a thematic goal, and define objectives in clear steps as work tasks.<\/li><\/ol>\n<ol class=\"wp-block-list\">\n<li>Connect these to your business goals for the year.&nbsp; Revenue, prospect pipeline strength, cost reduction, something else.<\/li>\n<\/ol>\n<\/li>\n\n\n\n<li><strong>WHO must do WHAT to accomplish the most important choice you have identified<\/strong>?<ol><li>This isn\u2019t a prompt to Ctl-C, Ctl-V your org chart.&nbsp;<\/li><\/ol>\n<ol class=\"wp-block-list\">\n<li>Instead, you are assigning each clearly defined work task to exactly one owner to accomplish \u201cwhat is most important.\u201d<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n\n\n\n<p>Get your leadership team aligned and agreed on (1) \u2013 (6).&nbsp; Congratulations, you have created clarity!&nbsp; Now, communicate clarity.&nbsp; Create a short simple communication for (5) and (6) for each team leader to cover, each week, on progress to the goal.&nbsp; Repeat clarity.&nbsp; Every week.<\/p>\n\n\n\n<p>You\u2019re the visible leader and you set the rhythm of your organization; you set the pulse by your words and presence.&nbsp; You cannot, you CANNOT, repeat this enough in your daily interactions with your team.&nbsp; You will feel like you are repeating yourself in annoying ways.&nbsp; But each of your team only hears you a small fraction of his or her day.&nbsp; Your words frame the day, maybe the week, when your team hears you.&nbsp; Communicate what you want them to remember.<\/p>\n\n\n\n<p>Clarity galvanizes your marketing strategy, your prospecting and sales processes, and your operational muscle towards one goal, one vision, One Point on the horizon to run towards.&nbsp; Help them keep their eyes on the prize. It\u2019s your responsibility. Executing well is how you win the year.<\/p>\n\n\n\n<p>Ready to create clarity for your team, prospects, and customers?&nbsp; <\/p>\n\n\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\" style=\"grid-template-columns:21% auto\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"271\" height=\"171\" src=\"https:\/\/www.ellisinsure.com\/blog\/wp-content\/uploads\/2024\/07\/nissi.png\" alt=\"\" class=\"wp-image-323 size-full\"\/><\/figure><div class=\"wp-block-media-text__content\">\n<p><strong><em>Levi Kirwin, founder of Nissi Revenue Generation, translates founders\u2019 and CEO\u2019s vision for conquest into marketing strategy, brand storytelling, and sales process execution.&nbsp;<\/em><\/strong><\/p>\n\n\n\n<p><strong>Levi Kirwin | 813-424-7812 | nissirg@proton.me<\/strong><\/p>\n<\/div><\/div>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Cyber Security and It&#8217;s Importance to Your Small Business<\/h2>\n\n\n\n<p>Last week&#8217;s CrowdStrike software update resulted in outages for millions of Microsoft Windows users, potentially costing the economy billions of dollars and triggering cyber policy claims for numerous businesses worldwide. Today&#8217;s businesses depend on technology to thrive. However, with the benefits of technology come increased risks. Now is the time to review your current cyber insurance coverage. Determine which policies provide coverage, check notice of loss requirements, limitations, and any other coverage considerations. Watch this <a href=\"https:\/\/www.youtube.com\/watch?v=HAQidZo_vbM\" title=\"\">video<\/a> from <a href=\"https:\/\/www.youtube.com\/watch?v=HAQidZo_vbM\" title=\"\">Central Insurance<\/a> to learn how to protect your small business from a cyber attack.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><a href=\"https:\/\/www.youtube.com\/watch?v=XJsOJjQxess\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.ellisinsure.com\/blog\/wp-content\/uploads\/2024\/07\/cyber-1024x683.webp\" alt=\"\" class=\"wp-image-327\" style=\"width:490px;height:auto\" srcset=\"https:\/\/www.ellisinsure.com\/blog\/wp-content\/uploads\/2024\/07\/cyber-1024x683.webp 1024w, https:\/\/www.ellisinsure.com\/blog\/wp-content\/uploads\/2024\/07\/cyber-300x200.webp 300w, https:\/\/www.ellisinsure.com\/blog\/wp-content\/uploads\/2024\/07\/cyber-768x512.webp 768w, https:\/\/www.ellisinsure.com\/blog\/wp-content\/uploads\/2024\/07\/cyber-1536x1024.webp 1536w, https:\/\/www.ellisinsure.com\/blog\/wp-content\/uploads\/2024\/07\/cyber-2048x1365.webp 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n<\/div>\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Inspection Recommendations<\/h2>\n\n\n\n<p>Inspection recommendations have become increasingly crucial as Excess and Surplus (E&amp;S) carriers have tightened their inspection protocols. To ensure compliance and secure the necessary coverage, it\u2019s important to adhere to these stricter guidelines. By following detailed inspection recommendations, businesses can avoid potential coverage issues and maintain the high standards required by E&amp;S carriers, ultimately protecting their assets and operations more effectively. Watch this <a href=\"https:\/\/www.youtube.com\/watch?v=XJsOJjQxess\" title=\"\">VIDEO<\/a> by <strong>Fusco Orsini &amp; Associates Insurance Services X 4C<\/strong> to learn more! <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Ellis Insurance Agency Client Center<\/h2>\n\n\n\n<p>Did you know about our digital customer service? You can use our <a href=\"https:\/\/www.ellisinsure.com\/client-center.html\" title=\"\">Client Center<\/a> to view your insurance policies, make payments, print insurance ID cards, update your contact information, download documents, and more! <\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/www.ellisinsure.com\/client-center.html\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"733\" src=\"https:\/\/www.ellisinsure.com\/blog\/wp-content\/uploads\/2024\/07\/Screen-Shot-2024-07-23-at-11.34.38-AM-1024x733.png\" alt=\"\" class=\"wp-image-329\" srcset=\"https:\/\/www.ellisinsure.com\/blog\/wp-content\/uploads\/2024\/07\/Screen-Shot-2024-07-23-at-11.34.38-AM-1024x733.png 1024w, https:\/\/www.ellisinsure.com\/blog\/wp-content\/uploads\/2024\/07\/Screen-Shot-2024-07-23-at-11.34.38-AM-300x215.png 300w, https:\/\/www.ellisinsure.com\/blog\/wp-content\/uploads\/2024\/07\/Screen-Shot-2024-07-23-at-11.34.38-AM-768x550.png 768w, https:\/\/www.ellisinsure.com\/blog\/wp-content\/uploads\/2024\/07\/Screen-Shot-2024-07-23-at-11.34.38-AM-1536x1099.png 1536w, https:\/\/www.ellisinsure.com\/blog\/wp-content\/uploads\/2024\/07\/Screen-Shot-2024-07-23-at-11.34.38-AM.png 1900w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>When it comes to commercial insurance, our team has you covered. We are excited to introduce our newest member, Veronica, who brings a wealth of expertise to our team. Learn more about Cyber Security and its importance for your small business, as safeguarding your digital assets is crucial in today&#8217;s landscape. Additionally, explore whether your [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_mbp_gutenberg_autopost":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-319","post","type-post","status-publish","format-standard","hentry","category-insurance"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.ellisinsure.com\/blog\/wp-json\/wp\/v2\/posts\/319","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ellisinsure.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.ellisinsure.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.ellisinsure.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ellisinsure.com\/blog\/wp-json\/wp\/v2\/comments?post=319"}],"version-history":[{"count":16,"href":"https:\/\/www.ellisinsure.com\/blog\/wp-json\/wp\/v2\/posts\/319\/revisions"}],"predecessor-version":[{"id":341,"href":"https:\/\/www.ellisinsure.com\/blog\/wp-json\/wp\/v2\/posts\/319\/revisions\/341"}],"wp:attachment":[{"href":"https:\/\/www.ellisinsure.com\/blog\/wp-json\/wp\/v2\/media?parent=319"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.ellisinsure.com\/blog\/wp-json\/wp\/v2\/categories?post=319"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.ellisinsure.com\/blog\/wp-json\/wp\/v2\/tags?post=319"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}