Imagine enjoying a warm, sunny summer day while traveling in your RV. Suddenly, you sneeze, lose control of the vehicle, and collide with a light pole.<\/p>\n
Many RV owners are unsure whether insurance applies when an accident involves a stationary object. The Ellis Insurance Agency, serving San Antonio, TX, is here to help clarify how RV insurance works in these situations.<\/p>\n
If your RV strikes a telephone pole, light pole, building, or another stationary object, you are not alone. Distractions, weather conditions, mechanical issues, or sudden medical events can all contribute to these types of accidents.<\/p>\n
This is where collision coverage comes into play. Collision coverage helps pay for damage to your RV resulting from impact with another vehicle or a stationary object. This coverage typically applies regardless of who is at fault, subject to your deductible.<\/p>\n
Collision coverage is not limited to major crashes. Even incidents involving smaller objects may be covered.<\/p>\n
For example, if you scrape your RV against a rock or concrete barrier while backing out of a campground or parking area, collision coverage can help pay for repairs after your deductible is met.<\/p>\n
Some RV owners consider skipping collision coverage to lower their insurance premiums. However, this can be a costly decision if the RV has significant value.<\/p>\n
Collision coverage is especially important if your RV is new, financed, used frequently, or serves as a full-time residence. Repair costs for RVs can be substantial, and having the right coverage helps protect your financial investment.<\/p>\n
If you are shopping for RV insurance and live or work in the greater San Antonio, TX area, The Ellis Insurance Agency can help you explore coverage options tailored to your needs.<\/p>\n
Call 210-979-9000 today to learn more about RV insurance and request a personalized quote for your RV.<\/p>\n","protected":false},"excerpt":{"rendered":"
Imagine enjoying a warm, sunny summer day while traveling in your RV. Suddenly, you sneeze, lose control of the vehicle, and collide with a light pole. Will your insurance cover the damage? Many RV owners are unsure whether insurance applies when an accident involves a stationary object. The Ellis Insurance Agency, serving San Antonio, TX, […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_mbp_gutenberg_autopost":false,"footnotes":""},"categories":[10],"tags":[14,30,18,23,31],"class_list":["post-448","post","type-post","status-publish","format-standard","hentry","category-rv-insurance","tag-ellis-insurance-agency","tag-insurance","tag-rv","tag-san-antonio","tag-tx"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.ellisinsure.com\/blog\/wp-json\/wp\/v2\/posts\/448","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ellisinsure.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.ellisinsure.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.ellisinsure.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ellisinsure.com\/blog\/wp-json\/wp\/v2\/comments?post=448"}],"version-history":[{"count":1,"href":"https:\/\/www.ellisinsure.com\/blog\/wp-json\/wp\/v2\/posts\/448\/revisions"}],"predecessor-version":[{"id":449,"href":"https:\/\/www.ellisinsure.com\/blog\/wp-json\/wp\/v2\/posts\/448\/revisions\/449"}],"wp:attachment":[{"href":"https:\/\/www.ellisinsure.com\/blog\/wp-json\/wp\/v2\/media?parent=448"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.ellisinsure.com\/blog\/wp-json\/wp\/v2\/categories?post=448"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.ellisinsure.com\/blog\/wp-json\/wp\/v2\/tags?post=448"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}