Commercial Insurance in Texas
What Commercial Insurance Options Are Available in Texas?
There are several insurance options in San Antonio, TX for your business. Each industry and business is going to have specific risks it will need to insure against. If you have questions about what insurance is right for your business, contact an agent at Ellis Insurance Agency.
Liability Insurance: A professional liability policy will help your Texas business if it is found negligent for harm caused by the services you offer. Even service-based business should have liability insurance, known as errors & omissions.
Business Income Insurance: This insurance helps businesses replace income lost when they can’t operate due to covered property loss. Businesses that require a brick and mortar location to operate should consider this type of insurance.
Business Owner’s Policy: This is a combination of liability insurance and property insurance. It’s good for smaller businesses and can be used for businesses that operate out of the home.
Workers Compensation Insurance: Texas doesn’t require businesses to have workers compensation insurance, but it can still benefit several businesses. This insurance will cover wages lost from work, medical care, and more for work-related illnesses or injuries.
Property Insurance: This insurance will protect the building your business either leases or owns, as well as equipment, tools, inventory, and other property that are in the building.
Commercial Auto Insurance: This insurance helps to cover the costs associated with an auto accident if you or an employee is at fault. If the car is owned by the business or driven for work reasons, then it’s necessary to have a commercial auto policy instead of relying on your personal policy.
Data Breach Insurance: This insurance helps cover costs associated with a data breach. This includes things such as legal fees, public relations, identity protection solutions, and liability. Having this insurance in place can help you restore public confidence in your business if there is a data breach.
Contact Ellis Insurance Agency serving San Antonio, TX to get a quote on commercial insurance tailored to your business.