Motorcycle Insurance in Texas
Helping Motorcyclists Stay Safe In San Antonio, Texas
The sun, the wind in your hair- is there anything better than riding a motorcycle down the highway on a hot Texas day? At Ellis Insurance Agency in San Antonio, TX, we're here to help motorcyclists understand Texas state coverage requirements and help you to get the coverage you need.
Motorcycle Insurance Requirements In San Antonio, TX
Just like insurance is required for all people driving a car in the state of Texas, insurance is also required for all motorcycle riders. It's important that you stay away from the bottom of the barrel coverage, as this may not offer enough to have you covered in accordance with the law.
Texas law requires that all motorcyclists have insurance that includes:
- Coverage minimum of $30,000 per person or $60,0000 per accident in liability insurance
- Coverage minimum of $25,000 in property damage insurance
Of course, we hope that you'll never have to file a motorcycle insurance claim, but it's important to have the policy in place so that you're prepared for a worst-case scenario. It's a good idea to have underinsured/ uninsured motorist coverage on your motorcycle insurance policy as well. Texas ranks 3rd in the nation when it comes to uninsured drivers. As you already know, many motorcycle accidents occur due to people driving cars being unaware that there is a motorcycle next to them. When motorcycle accidents occur, they almost always involve a car, rather than another motorcycle. Make sure you're protected if you're hit by an uninsured driver.
Call Ellis Insurance Agency
If you're a motorcyclist in San Antonio, TX, Ellis Insurance Agency is here to help make sure you have the coverage that you need to stay in compliance with Texas state law. Feel free to stop in and see us or give us a call at your convenience.