Purchasing a home is a big deal. You will want to make sure everything is perfect in your new place. As you are busy getting things set up, don’t forget about homeowner’s insurance. This important type of coverage will ensure that your home is protected. At Ellis Insurance Agency serving San Antonio, TX and the surrounding areas, we are here to help answer your insurance questions. Keep reading to learn more about home insurance.
Who Needs Home Insurance?
Home insurance is often required if you have a mortgage on your home. Even if you do not have a mortgage on your home, though, home insurance is the best way to protect the money you have invested in your home. Your house is more than just a house. It is both an investment and a safe place for you and your family to grow. Having the proper insurance in place brings you peace of mind.
What Does Home Insurance Cover?
Home insurance is a type of insurance product that is designed to pay if your home is damaged because of fire, natural disaster, or burglary. With the proper insurance in place, you will not have to worry about paying for these expenses out of pocket.
Home insurance offers coverage for the following areas:
- Property Damage- If the home is damaged or lost, the policy will kick in to repair or replace your home. This gives you the peace of mind of knowing that you will always have a home for yourself and your family.
- Liability Coverage- If someone is hurt in your home or on your property, liability coverage will pay for any medical bills or legal fees that may result.
If you would like to learn more about our services, please contact us at Ellis Insurance Agency, serving San Antonio, TX, and the surrounding areas.