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Why Motorcyclists Love Texas

Interesting and Scenic Roadways

Texas is filled with places to venture out for a weekend or a week. There’s the Big Bend Region, Hill Country, Twisted Sisters, and a range of sprawling cities and interesting small towns.

Expansive Open Roads

Sometimes it is nice just to hit the open highway, and few states offer more expansive roads than Texas. Whether traveling in a pack, with that special someone, or solo, you can get away from it all in Texas.

Motorcycling-Friendly Weather

For the most part, you can enjoy riding a motorcycle for more months in Texas. This adds value to riding in the state.

A Vibrant Biking Community

It is easy to join a fun run or charity ride on just about any weekend. There are plenty of places where Texas bikers can gather and enjoy the activity and fellowship together.

Rider-Friendly Laws

Texas is considered biker-friendly, with no specific laws against lane-splitting and lenient helmet laws. As long as bikers respect other drivers and the rules of the road, they should have no problems enjoying their two-wheel adventures.

Ready To Begin Your Texas Adventure? Get Motorcycle Insurance Today!

If you own or are considering purchasing a motorcycle in the San Antonio, TX area, Ellis Insurance Agency can help with the appropriate coverage for your bike. Contact us today for a no-obligation quote. We look forward to assisting you.

We officially made it to Summer! (Although, here in Texas, it’s felt like Summer for a couple months)

Can you believe we’re already halfway through the year? Read on to understand home replacement costs, meet June’s Commercial Spotlight and our referral program winners!

Understanding Home Replacement Costs

Home insurance is based on the cost to rebuild and replace your home, not its market value.
While market value is the amount your home is worth on the housing market, your home insurance coverage limit is based on the estimated cost to rebuild your home: the cost to repair, rebuild or replace what you had before, using materials of similar type and quality.

What is replacement cost?
Replacement cost is the amount it would take to repair, replace, or rebuild your home at current prices of construction materials and labor. When you insure your home for its estimated replacement cost, you help to ensure you have the coverage you need to repair or rebuild if it is damaged by a covered loss.

What is market value?
Market value is the amount your home is worth on the housing market.
Why is the coverage limit of my home higher or lower than the home’s market value?
Your home insurance amounts are based on its estimated replacement cost, or the cost to rebuild. Not the amount it would sell for on the housing market.
Why are many policyholders seeing increases in their coverage limits in 2022?
Coverage limits need to keep up with rising inflation. This is an industry-wide issue. Many factors are considered when estimating your coverage – one of these factors is reconstruction costs. Reconstruction costs have risen steadily since our last assessment.

*Visual and information provided by Traveler’s Insurance

June Commercial Spotlight

Our June commercial spotlight was Texas D-Willie’s Smokehouse! DeeWillie’s BBQ has been serving the San Antonio and surrounding areas for the last 3 years. Be sure to check out San’s Antonio’s “BEST” BBQ and country breakfast at all of their locations!

Meet Drake!

Drake is part of our awesome Data Support team! We have thoroughly enjoyed having him join our team as well as the amazing support he brings to EIA!

Learn more about him by visiting our Meet Our Team page!

April/May EIA Referral Winners

Did you know that for every referral you send to us, your name is entered in for a chance to win a $100 Amazon gift card for that month? Yes! It’s true! We are so thankful for our clients and appreciate your referrals and reviews. Had a good experience? Let us know! Thank you to our 2023 April and May client referral winners: