Having a teen driver means educating them about how to remain safe on the road, but you should not overlook the importance of teaching them how to purchase and maintain auto insurance. They need to know how to use their coverage, too.
At Ellis Insurance Agency, our team can help you purchase the proper auto insurance for your teen and provide them with the knowledge they need to use their policy when necessary. We serve clients throughout San Antonio, TX, and the surrounding area.
What Does Your Teen Need To Know About Auto Insurance?
Start with a foundation of what car insurance is, what the rules are for maintaining coverage, and what is and is not protected. It helps to break down the type of insurance they have. For example, comprehensive coverage can help pay for damage from fires, theft, or vandalism, while liability insurance only pays for bodily injuries and damage sustained by others if your teen causes an accident.
It also helps to teach your teen about what it means to file a claim and the impact of doing so. That includes when and how to report the accident, how to protect themselves after an accident by taking photos, and what getting a ticket could mean for their insurance coverage. Explain what to expect when filing a claim.
You can also educate your teem about how to buy auto insurance. That means considering coverage types, values, and risks. This helps prepare them to make big decisions when they need to do so later.
Let Our Team Help You Through the Process
At Ellis Insurance Agency, we work with you to purchase quality auto insurance that fits your needs. If you are in San Antonio, TX, and need coverage, contact us for guidance.
