Being involved in a hit-and-run accident is frustrating, scary, and often confusing—especially when you’re on a motorcycle. The injuries can be more severe, and tracking down the driver isn’t always possible. At Ellis Insurance Agency in San Antonio, TX, we understand how overwhelming these situations can be, and we’re here to explain how motorcycle insurance can help protect you when the unexpected happens.
When the Other Driver Disappears
In a typical accident, the at-fault driver’s insurance would cover the damages. However, in a hit-and-run, you’re left dealing with the consequences without that information. This is where certain types of motorcycle insurance coverage become essential. If you carry uninsured motorist coverage, your policy may step in to cover medical bills, lost wages, and bike repairs—even when the other driver cannot be identified.
Comprehensive Protection Matters
Motorcycle insurance isn’t just about protecting your bike from theft or weather damage. It also plays a vital role in situations like hit-and-run accidents, where you’re left picking up the pieces through no fault of your own. Some policies also offer medical payments coverage, which can help cover the costs of injuries regardless of who caused the accident. This can be a significant relief when you’re focused on recovery.
Don’t Leave It to Chance
Hit-and-run accidents often come with more questions than answers, but your insurance coverage shouldn’t be one of them. Having the proper protection in place before an issue arises can make all the difference.
Let’s Make Sure You’re Covered
Want to ensure your motorcycle insurance has you covered in every scenario? Reach out to Ellis Insurance Agency in San Antonio, TX. We’ll walk you through your options and help you feel confident every time you hit the road.
