Owning a boat in San Antonio, TX, allows you to enjoy the beautiful waterways of Texas. However, it’s equally important to ensure you have the right insurance coverage to protect your investment. Various risks can arise, and your policy needs to address them all. At Ellis Insurance Agency, our agents can review your existing coverage and help you fill in any gaps to ensure you’re fully protected.
Stranded at Sea
Many boat insurance policies fall short when it comes to covering situations where you’re stranded at sea. If your engine suddenly fails, are you covered? This is a critical question to ask when reviewing your policy.
Being stranded can lead to towing expenses, emergency services, and even damage to your vessel. Additionally, if you’re outside a designated navigation area, your coverage may be limited. Filing a claim only to discover you’re not fully reimbursed can be costly. Addressing these gaps in your policy beforehand is essential.
Storage of Your Boat
Even when your boat is in storage—whether in a garage, marina, or dry dock—it’s not completely safe. Risks such as weather damage, theft, vandalism, or even rodent infestations can occur.
Is your boat covered against all these scenarios? Many policies have gray areas that could leave you responsible for unexpected expenses. Reviewing your coverage can help you avoid these risks.
Partner with an Agent Today
With so many potential risks, especially when it comes to being stranded or storing your boat, working with a licensed insurance agent is invaluable. At Ellis Insurance Agency, we’ve helped numerous clients throughout San Antonio, TX, secure comprehensive coverage.
We’ll take the time to review your current policy and recommend options to fill in any gaps. Let us navigate the insurance waters so you can enjoy the open waters worry-free. Contact us today to get started.
