Whether you are embarking on a cross country road trip to see all the national landmarks or use it as a personal residence, RV usage is on the rise. Given the expense required in purchasing, maintaining, and owning an RV you’ll want to be sure that you have adequate insurance coverage. In Texas, you are only required to carry minimum liability insurance which is unlikely to be enough if you are involved in an accident given the likely cost of repairs to an RV and the totality of damage it could cause to a third party.
RVs are an investment and an expensive one at that so insurance provides valuable peace of mind while you are on the road. At Ellis Insurance Agency in San Antonio, TX, we want to help you with your RV insurance needs. When shopping for insurance, you’ll first want to know what classification of RV you own because this can have a large impact on the type of coverage you’ll want to purchase and the cost. An RV can cover anything from trailers to motorhomes to truck campers to fifth wheelers.
Similar to your auto insurance policy, a typical RV insurance plan will include collision, comprehensive, uninsured/underinsured motorist, liability, and medical payments. Additionally, you may want to consider optional coverage such as towing, roadside, and contents insurance which pays to replace your belongings if they are damaged or stolen in a covered incident. Contact Ellis Insurance Agency in San Antonio, TX to schedule an appointment with one of our professional and knowledgeable insurance agents so that we can help customize an RV insurance policy that best meets your needs.